May 2, 2017

Love, Loan Sharks and Lee Seo Jin

Loan sharks are as necessary to Korean drama as water is to fish. They are cupids with brass knuckles, traumatizing Kdrama heroines into sketchy arrangements, where – after misunderstandings, humiliation, heavy labor, and disheartening setbacks – they ultimately find love and economic security. At least, that is the typical scenario.

The loan shark has been as necessary to Lee Seo Jin’s dramas as to anyone else’s, but with a difference. Check out the twists on the loan shark/love/LSJ triangle in his last three romance dramas.

Marriage Contract

A loan shark grabs Uee by the collar and threatens to sell her young daughter for sex if she doesn't pay her debtWith a contemptuous expression on his face, Lee Seo Jin summons Uee with a gesture used only for animals
The hero is as mean as the loan sharks. I guess you could say LSJ rescues our heroine from the loan sharks. But he doesn’t do it for love (at least, not for love of her). There’s a steep price indeed! Maybe she should’ve just gotten herself a lawyer.


Wonderful Days

Debt collector Kim Hee Sun badgers violent loan shark Ok Taecyon
The heroine is a loan shark. Sort of. LSJ’s childhood sweetheart works for loan sharks. She is such an effective persuader that their rougher tactics are rarely called for. She has her reasons for this unconventional career choice, but since Lee Seo Jin is a prosecutor… awkward!

Alas, her bravado, quick thinking and stellar negotiation skills are dust in the wind once she abandons her unwomanly calling to assume her “rightful” role as wife and daughter-in-law. In fact, for the second half of the drama, she creates one mess after another by impulsively acting on misperceptions. This is utterly inconsistent with her previous street smarts. She’s not really cut out for Korean family life – she was better at debt collecting!


Lovers

Kim Gyu Ri stares at the fist Lee Seo Jin has just pounded on her desk after breaking up her father's shop
LSJ is the loan shark. In one of LSJ’s most popular dramas, we see in flashbacks that he used to be a loan shark. He has moved on to more exalted gang roles and then to rehabilitation by the time we meet him, but his girlfriend remains as a reminder of the bad old days – they met when he was shaking down her father!


Loan Sharks in Real Life

On a more serious note, loan sharks are not just a humorous Kdrama plot device. Predatory lending is an actual and serious problem in South Korea. This 2009 article shows loan sharking complaints steadily climbing, and it is clear from this 2016 article describing a crackdown by Seoul’s metropolitan police that the situation has continued to worsen. The U.S. State Department draws a connection between loan sharking and human trafficking. Let’s hope the next Korean President will make predatory lending a priority on a national scale (improving women’s rights and the economy would also help).


See all reviews of Dramas with Lee Seo Jin

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